All faculty and staff must take action and complete the online enrollment form
by Oct. 15. Those who do not enroll or waive during open enrollment will
receive the following default benefits in 2011:
• Health Plan – Aetna Standard, employee-only tier (even if you currently waive Health Plan
coverage)
• Dental Plan – waive (no coverage)
• Vision Plan – waive (no coverage)
• Accidental Death & Dismemberment – waive (no coverage)
• Flexible Spending Accounts – waive (no spending accounts)
Note: Your current Short-term Disability election will not change.
A special Enrollment for Adult Children will be available Sept. 16 – Oct. 15, an option made available through health care reform.
Health Plan
Faculty and staff 2011 monthly payroll deductions for the Health Plan will be
based on salary, or more accurately, the Annual Base Benefits Rate (ABBR), an
amount on which Human Resources bases the cost of other benefits, including
life insurance. The ABBR is not necessarily the same as an employee’s annual salary.
Faculty and staff are urged to find their ABBR, upon which 2011 Health Plan
rates will be based, on the ‘Job Profile’ tab of C2HR at www.vanderbilt.edu/c2hr. ABBRs as of Sept. 16, will be used to determine 2011 Health Plan payroll
deductions.
Administration determined that by moving to salary-based payroll deductions, the
plan will be better positioned to maintain affordable coverage for the future.
The majority of faculty and staff will not see any increase to their monthly
payroll deductions for the third consecutive year. To find what your monthly
payroll deduction amount will be, log on to https://hr.vanderbilt.edu/secure/oe2010/2011options.htm.
Other changes to the health plan include a switch to the BlueCross S network.
Not all providers that were in the P network are in the S network, and faculty
and staff should check whether their providers are in-network by looking at the
provider directory on www.bcbst.com/members/vanderbilt. There is no change to the Aetna POS II network. All Vanderbilt providers are in
both BlueCross S and Aetna POS II networks.
There will be no increase to office visit co-pays, deductibles and out-of-pocket
maximums for those who seek care at Vanderbilt. Co-pays, deductibles and
out-of-pocket maximums will increase for in-network and out-of-network
providers and facilities.
Dental and Vision
The monthly premiums for both Dental Plans and the Vision Plan will increase in
2011, however, there are no changes to the coverage.
Accidental Death and Dismemberment
There are no changes to the Accidental Death & Dismemberment plan or rates.
Short-term Disability
New enrollments in short-term disability will require evidence of insurability.
You will need to answer questions about your health and any existing conditions
on The Hartford’s online enrollment site. The Hartford must approve all new short-term
disability applications, as coverage is not guaranteed this year. This does not
apply to anyone who already has the short-term disability insurance.
Flexible Spending Accounts
Beginning Jan. 1, 2011, due to health care reform, if you want to purchase
specific over-the-counter items and medicines using your Health FSA, you will
need a prescription from your doctor. You should keep this in mind when
planning your 2011 Health FSA contribution, as any funds not used will be
forfeited.
Enrollment Assistance
A computer will be available for online enrollment in HR Express, 2525 West End
Ave., on the second floor, from 7:30 a.m. to 5 p.m. each weekday during open
enrollment. Enrollment labs will also be available at various locations during
open enrollment. To find a list of enrollment labs, visit http://hr.vanderbilt.edu/benefits/oe.htm.
Faculty and staff will need to have their VUnetID and e-password to use the
Web-based enrollment. Those needing to get a VUnetID and e-password, should
contact ITS at 343-9999 or visit http://its.vanderbilt.edu/epassword.
