The annual Open Enrollment for Vanderbilt’s benefits-eligible faculty and staff is Oct. 1–15. Online Open Enrollment begins at 8 a.m., Oct. 1, and ends 5 p.m. on Oct. 15.
ALL faculty and staff must complete the online enrollment form this October or
receive the following default benefits in 2011:
• Health Plan – Aetna Standard, employee-only tier (even if you currently waive Health Plan
coverage)
• Dental Plan – waive (no coverage)
• Vision Plan – waive (no coverage)
• Accidental Death & Dismemberment – waive (no coverage)
• Flexible Spending Accounts – waive (no spending accounts)
NOTE: Your current Short-term Disability election will not change
A Special Enrollment for Adult Children will be available Sept. 16–Oct. 15, an option made available through Health Care Reform. (See table for more information.)
Health Plan
Faculty and staff 2011 monthly payroll deductions for the Health Plan will be
based on salary, or more accurately, the ‘Annual Base Benefits Rate’ (ABBR), an amount on which Human Resources bases the cost of other benefits, including life insurance. The ABBR is not necessarily the same as an
employee’s annual salary. Faculty and staff are urged to find their ABBR, upon which 2011
Health Plan rates will be based, on the ‘Job Profile’ tab of C2HR at www.vanderbilt.edu/c2hr. ABBRs as of Sept. 16, 2010, will be used to determine 2011 Health Plan payroll
deductions.
Administration determined that by moving to salarybased payroll deductions, the
Plan will be better positioned to maintain aff ordable coverage for the future.
The majority of faculty and staff will not see any increase to their monthly
payroll deductions for the third consecutive year. To find what your monthly
payroll deduction amount will be, log on to https://hr.vanderbilt.edu/secure/oe2010/2011options.htm.
Other changes to the Health Plan include a switch to the BlueCross S network.
Not all providers that were in the P network are in the S network, and faculty
and staff should check whether their providers are in-network by looking at the
provider directory on www.bcbst.com/members/vanderbilt. There is no change to the Aetna POS II network. All Vanderbilt providers are
in both BlueCross S and Aetna POS II networks.
There will be no increase to office visit copays, deductibles and out-of-pocket
maximums for those who seek care at Vanderbilt. Copays, deductibles and
out-of-pocket maximums will increase for in-network and out-of-network
providers and facilities.
Dental and Vision
The monthly premiums for both Dental Plans and the Vision Plan will increase in
2011, however, there are no changes to the coverage.
Accidental Death and Dismemberment
There are no changes to the Accidental Death & Dismemberment plan or rates.
Short-term Disability
New enrollments in Short-term Disability will require evidence of insurability.
You will need to answer questions about your health and any existing conditions
on The Hartford’s online enrollment site. The Hartford must approve all new Short-term
Disability applications, as coverage is not guaranteed this year. This does not
apply to anyone who already has the Short-term Disability insurance.
Flexible Spending Accounts (FSAs)
Beginning Jan. 1, 2011, due to Health Care Reform, if you want to purchase
specific over-the-counter items and medicines using your Health FSA, you will
need a prescription from your doctor. You should keep this in mind when
planning your 2011 Health FSA contribution, as any funds not used will be
forfeited.
Enrollment Assistance
A computer will be available for online enrollment in HR Express, 2525 West End
Avenue on the second floor, from 7:30 a.m. to 5 p.m. each weekday during Open
Enrollment. Enrollment Labs will also be available at various locations during
Open Enrollment. To find a list of Enrollment Labs, visit http://hr.vanderbilt.edu/benefits/oe.htm. Faculty and staff will need to have their VUnetID and e-password to use the
Web-based enrollment. Those needing to get a VUnetID and e-password, should
contact ITS at 343-9999 or visit http://its.vanderbilt.edu/ epassword.
Information for this article was provided by Ginny McLean, Benefits Marketing
Coordinator, Human Resources
